Dr. Gabriel H. Patino offers flexible cosmetic surgery financing options at The Cosmetic Surgical Center of El Cerrito, serving patients in Oakland, Berkeley, and surrounding areas of California.
Cherry
Cosmetic surgery is an elective procedure, meaning your health insurance typically does not cover the costs. For many, this can make achieving their aesthetic goals feel out of reach. However, investing in your appearance is priceless when it comes to boosting self-confidence and overall well-being. Enhancing your look can alleviate feelings of insecurity, improve emotional health, and empower you to embrace life more fully, whether that’s through renewed energy for activities or a surge in personal assurance.
Dr. Patino recognizes that financial concerns often hold patients back from transformative procedures like breast augmentation, liposuction, or facelifts. That’s why we partner with trusted financing providers to make plastic surgery payment plans accessible and straightforward. Before dismissing your dreams, schedule a consultation with Dr. Patino or our caring staff to explore personalized financing solutions tailored to your needs.
How Can I Finance My Cosmetic Surgery Procedure?
At The Cosmetic Surgical Center of El Cerrito, we simplify access to cosmetic surgery financing through two leading providers: CareCredit and Cherry. Both offer convenient ways to spread the cost of your procedure over time, allowing you to prioritize your goals without upfront financial strain. Our team will guide you through the quick application process during your visit, helping you find the best fit based on your situation.
Cherry Financing
Cherry provides patient-friendly financing plans tailored for cosmetic and elective procedures, offering approvals up to higher limits for comprehensive treatments. Its streamlined, tech-driven application takes just seconds via mobile or in-office, with high approval rates to accommodate a wide range of credit profiles. Highlights include:
- Customizable payment schedules that break down procedure costs into predictable monthly installments, easing budgeting.
- Quick funding and low merchant fees, which help keep overall expenses competitive for patients.
- Support for a variety of enhancements, from body contouring to facial rejuvenation, with an emphasis on reducing financial barriers.
Cherry empowers more patients to pursue their desired results without compromise, aligning perfectly with Dr. Patino’s commitment to accessible care.
CareCredit®
CareCredit is a dedicated healthcare credit card designed specifically for medical and cosmetic expenses, making it an ideal choice for plastic surgery financing in Oakland. It functions like a revolving line of credit, approved in minutes with no impact on your overall credit score during pre-qualification. Key benefits include:
- Exclusive use for healthcare services, ensuring focused spending on treatments like tummy tucks, rhinoplasty, or injectables.
- Flexible repayment terms that let you manage payments at your pace, promoting affordability.
- Seamless integration with providers, so you can apply and get approved right in our office for immediate use.
Other Payment Methods Include:
- American Express
- Visa
- Mastercard
Cosmetic Surgery Financing FAQs
What is plastic surgery financing and how does it work?
Plastic surgery financing allows you to pay for elective procedures like breast implants or liposuction through approved loans or credit lines, spreading costs over months or years. Providers like CareCredit and Cherry review your application quickly, and upon approval, you can use the funds directly with your surgeon. Repayments are handled via monthly installments, often with options for deferred interest based on your plan, making high-quality care more attainable without draining savings.
Are there benefits to using financing for cosmetic procedures in Oakland?
Absolutely. Financing cosmetic procedures offers flexibility to proceed without delay, preserves cash flow for other priorities, and can include promotional periods for lower effective costs. For Oakland residents, local options like those at Dr. Patino’s practice ensure tailored plans that fit lifestyles, ultimately enhancing access to board-certified expertise and natural results while minimizing financial stress.
Can I get approved for cosmetic surgery payment plans with fair credit?
Yes, many financing programs, including CareCredit and Cherry, cater to a broad spectrum of credit scores with high approval rates. Pre-qualification checks your eligibility softly without dinging your score, so patients with fair credit can often secure plans for treatments like mommy makeovers. During your consultation, our team reviews options to match your profile.
How soon can I apply for financing before my surgery?
You can apply for plastic surgery financing as early as your initial consultation, often in under a minute online or in-office. Approvals are typically instant, allowing seamless integration into your treatment plan. Dr. Patino’s staff handles the details, so you can focus on your transformation.
At The Cosmetic Surgical Center of El Cerrito, we specialize in surgical and non-surgical cosmetic surgery, skin rejuvenation, and hair restoration to achieve youthful and natural results for the residents of Oakland, Berkeley, and surrounding areas of California. Contact us today for an initial consultation to discuss your financing needs.


